Metairie Insurance Agency

Short Term Medical Insurance Details

STM, or Short Tern Medical Insurance is a type of policy which offers coverage on a temporary basis. Types of coverage included:

surgery costs
physician services costs
outpatient care
inpatient care costs

Metairie Insurance agency can help you choose the right type of short term medial insurance coverage for you and your family members. There is no need to pay for overwhelmingly expensive premiums on an insurance policy that is too much for you. Experts can really help selecting a custom tailored insurance which covers for your exact needs and which is tailored to suit your available budget.

Temporary medical insurance is suitable for students after graduation who are in search for a job and need that time gap filled until they get insurance through their employer. There are many life situations when short term medical insurance is the perfect choice- when you are in between jobs, when you are newly hired or if you have just returned from your military duty for instance.

You apply online today for STM and coverage is active from the next day already. One of the best features of short term medical insurance policies offered through Metairie Insurance agency, is that you can select your own favorite doctors, medical providers or hospitals.

Therefore, these insurance policies are extremely flexible and will give you the peace of mind and comfort that you need. Given STM, is a temporary insurance option, you should pay attention when selecting the desired coverage period- it can be from one month and up to one full year. Some of the covered expenses through short term medical insurance include physician services for diagnosis/treatment, air ambulance services, bone marrow transplant costs/organ transplant cost, PAP smear & prostate antigen test costs, laboratory tests, X-rays and plenty more. You can choose between single payment for the insurance or monthly payments, it is totally up to how you can afford to make these payments.